How Not To Save On Insurance Premiums For Life, Car and House.

I first got scammed by GEICO. They promised to lower my car insurance. I took the bait, filled in the blanks with all the information, such as age of auto, any accidents (none), mileage driven on average, VIN number. Then I waited while GEICO's robot (I'm going to step on that little green monster and crush out his miserable life. Because he tells nothing but lies). Anyhow, the report came back that I could save a few hundred dollars a month with GEICO. I entered a credit card for the first month's premium. Then, to my amazement, the cost of insurance would be thriee times what I was presently paying with Nationwide. Wow. What a scam. Say goodbye, and I did.

Then I see all the drop down ads for life insurance. (Why don't they realistically call it DEATH INSURANCE?) The ads are enticing, offering modest payments if you are in your 30's, or for your wife who is always younger than you are. But, what they don't tell you is that the initial bait to buy a policy is only good for five years; then the cost will double or triple. If you don't mind and can afford it, the cost for ten, twenty, or thirty years later will be astronomical. Again, walk away.

Obviously, all this "bait and switch" advertising is sweeping the internet. When you think you are getting something for free, and you only pay for handling and shipping, there are two scams at work: 1. the H and S cost is high enough to pay for the cost of the "free" item 2. the company has your credit or debit card and will bill you monthly for a two-figure amount until you cry "uncle" at the Attorney General's office for a refund.

So what's the moral to this rant? If it's too good to be true, it probably isn't true. And they've got what it takes to take what you've got. My final advise is to wise up and keep your money in your pocket, not theirs!!!